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A HELPFUL GUIDE TO AUTO&GENERAL PET INSURANCE FOR YOUR COMPANION
If you’ve ever found yourself whispering “Please be okay” in a vet’s waiting room, you already understand the quiet courage that comes with loving a pet. It’s about showing up for them, on their best days and especially on their hardest ones.
Pet insurance isn’t just about expecting the worst. It’s about preparing for life’s surprises with confidence. Think of it as a financial safety net you set up on a calm day, so you can make clearer decisions on a stormy one.
Auto&General’s Pet Insurance offers a range of cover options designed to support pet owners when it matters most. Whether your companion needs minor care, surgery, hospitalisation and post-surgery care, there’s a plan tailored to their needs.
What Auto&General Pet Insurance Usually Covers – In Plain Language
The various cover plans help with vet costs when your companion is hurt or unwell. Depending on the option, you can add day-to-day vet visits (minor care), routine wellness (vaccines, deworming, flea/tick control, microchipping, even sterilisation), hospital stays and surgery – and sometimes extras like third-party liability (if your pet accidentally causes damage) or a dignified farewell benefit.
A&G’s policy documents reflect all of these categories and explain limits, waiting periods and excesses clearly.
How Auto&General’s Cover Options Work (The Quick Tour)
A&G offers several plan types, each with an annual limit and a mix of benefits.
For example:
- Emergency Plan (accidents only),
- Hospital Plan (for bigger bills when admitted),
- Tiered Comprehensive Plans (Essential / Core / Premium) that can include minor care, routine care, surgery/hospitalisation, post-surgical care, third-party liability, post surgery care (on higher tiers) and a dignified farewell benefit.
There’s also a multi-pet discount (10% for a second pet, 15% for three or more), which is great for households with more than one companion.
How to Choose the Right Cover for Your Companion
Choosing the right cover for your companion starts with understanding their needs and your budget. Auto&General Companion Cover plans offer comprehensive protection against everyday health concerns, helping you manage unexpected vet bills without compromising on care. The goal is to find a plan that balances affordability with meaningful protection, giving you peace of mind while ensuring your pet stays healthy and happy.
A Few Practical Details to Know – So There are No Surprises
Waiting Periods: Most illness and wellness benefits kick in after one calendar month. Accident cover starts once the first premium is received.
Age at Sign-Up: Pets must be at least 8 weeks old. Small dogs younger than 11 years; medium dogs younger than 10 years; big dogs younger than 9 years and cats younger than 11 years.
Minor Care vs Hospital: Incidents treated without surgery or hospitalisation can be claimed under minor care benefit.
Pre-Authorisation for Hospital/Surgery: For planned admissions, get pre-authorisation 48 hours before; for emergencies, call as soon as your pet is stable.
Wellness Add-Ons: Routine care can include vaccinations, deworming, nail trims, anal gland expression, microchipping and voluntary sterilisation – ideal for proactive care for your companion.
Claims, Made Less Stressful
When your pet needs urgent care, the last thing you should worry about is paperwork. That’s why Auto&General makes claims quick and clear. From the moment you submit your claim, we ensure to keep you updated every step of the way. Our dedicated claims experts are always ready to guide you with clear instructions, answer your questions, and ensure the process runs smoothly and your pet gets the care they deserve.
A Gentle Final Word
They’re not just pets – they’re your constant, your family, the heartbeat in your home. Every wag, every purr, every quiet moment together matters. At Auto&General, we understand that bond, and that’s why we created Companion Cover – pet insurance designed to protect their health and happiness, so you never have to choose between care and cost. With flexible plans, wellness benefits, and cover for life’s unexpected moments, we give you certainty and peace of mind because loving them means being prepared.
How to Get a 10% Discount
All Auto&General Pet Insurance customers will receive a 10% discount on their monthly premiums if they get a quote and buy the pet insurance policy online. *Ts & Cs apply.
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